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The advertised transaction is not a credit transaction. The advertised transaction is a rental- purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). You will not own the merchandise until all payments are made or you exercise your early purchase option (“EPO”). Purchase option not available in MN, NJ, WI, WY. Not all customers will qualify. We may check past payment history, but no established FICO score or credit history is necessary. Approval not guaranteed.

SmartPay terms: retail cost: 0.00. Total cost after 24 30-day payments of 0.00: 0.00. Final payment more in NC. Taxes and applicable fees may apply. Retail prices are subject to change. The customer may end the lease and return the phone at any time. Wireless service with the carrier is additional.

Orders made using Smartpay financing as your payment method do not qualify for rebate offers. Click here to learn more about the rebate process. To qualify, consider using a credit or debit card to purchase your phone.

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Unfortunately, we cannot offer the Phone Protection Plus Plan with AppleCare Services (Lost and Theft Protection included) in your area.

Don't worry! You can still protect your device. The Phone Protection Plan with AppleCare Services (no Lost and Theft included) is available in your area. Protect yourself from drops, spills, and malfunctions, plus get $29 screen repairs at Apple Stores and Apple Authorized Service Providers. We'll switch you to the Phone Protection Plan in your area, click CONFIRM below. Terms and Conditions.

Unfortunately, we cannot offer the Phone Protection Plus Plan in your area.